Your credit report is like a walking resume- it determines whether or not you can get a house/car, consolidate debt, get approved for credit cards, and if we're setting our kids up for success or failure. I began working with HB Financial Group in May of 2018 and within 45 days there was over $5000 in bad debt removed from my credit! The process works and my entire family has been working with the company to get years worth of bad debt deleted from their credit. This was one of my biggest stressors in life. We all make financial mistakes at one point or another and I'm just grateful that HB Financial Group was able to clean up my mess in a timely fashion! I'm definitely a believer in the process and even became an affiliate! The prices are low and well worth it!
What is credit repair?
Mistakes and other inaccurate information on your credit report aren't your fault and in a perfect world, wouldn't affect you. Our world is not perfect, however, and while you may not be responsible for some or all of the questionable items on your credit report, you are probably being held accountable for them.
Stop being blamed for things that aren't your fault. Check your credit report, and make note of any misleading, inaccurate or outdated information. We and our sponsors can help you dispute these items and ultimately get them removed from your report.
How long does it take to start seeing results?
94% of our clients see a boost of 10 points in the first 35 days. Over the course of 180 days, our clients expect to see a 103 point increase.
What items can be removed?
We have a huge passion for helping clients with removals of bankruptcies, foreclosures, collections, charge-offs, repossessions, medical bills, credit card debt, inquiries, late payments, old addresses, judgments, tax liens, student loans, and more.
is credit repair legal?
Yes. It is your right under the Fair Credit Reporting Act (FCRA) to dispute any inaccurate and not verifiable items on your credit report.
is credit repair worth it?
Many people tend to think credit repair is irrelevant until they need it. But it is always better to start improving your credit now than waiting until you need to apply for a loan. Having a subpar score will limit you from competitive interest rates on loans, which can add up to thousands of dollars over the course of the loan. When you compare the price of credit repair to a higher interest rate on a 30-year mortgage loan, it is easy to understand why credit repair is worth it.